Secure the Unseen: Protect Your Vacant Property with Care
Ensure Peace of Mind When Your Property is Unoccupied
Coverage You Can Trust
At Weber Insurance, we understand the complexities of insuring vacant properties. We offer comprehensive Vacant Property Insurance options through trusted providers like Lloyd’s of London.
Our policies can include:
Property Structure Coverage
Protecting the physical building from risks.
Renovation Coverage
Including the value of renovations in your policy to protect your investment.
Liability Protection
Covering legal fees and settlements if someone is injured on your property.
Setting Sail with Weber Insurance: More Than Just Coverage
In a fluctuating real estate market, properties often sit empty longer than anticipated. Whether you’ve purchased a home to renovate, flip for profit or simply need to relocate before selling, leaving a property vacant can bring unexpected risks. This is where Vacant Property Insurance becomes essential.
What Is Vacant Property Insurance?
Vacant Property Insurance is a specialized policy designed to cover homes that are unoccupied. Unlike standard homeowner's insurance, which may not cover the unique risks associated with vacant properties, this insurance provides protection against a variety of hazards, including:
Vandalism
Damage caused by individuals who may break into an unoccupied property.
Theft
Coverage for stolen fixtures or materials left in a vacant home.
Liability Issues
Protection if someone is injured on your property, even if they were not invited.
Weather Damage
Coverage for damages due to natural elements, which may be excluded in a standard policy if the home is vacant.
Why Your Standard Homeowner’s Insurance May Not Be Enough
A vacant home is often seen as an “attractive nuisance” to trespassers, making it a target for vandals and thieves. Additionally, the liability risks increase significantly with an unoccupied property. Consider the following risks:
Tailored Protection for Your Unique Needs
Weber Insurance Corporation offers personalized Vacant Property Insurance solutions to fit your specific situation. Whether you need a short-term policy while you’re in the process of selling, or longer-term coverage as you renovate, we have the expertise and authority to bind your coverage with just a click below.